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Liberty National Life Insurance Company, headquartered in Birmingham, Alabama, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company.
For a fast, free quote, please call:
Michael Adcock 
Cell 864-436-7085
Email: michael.s.adcock@gmail.com
Worksite Insurance
The Liberty National Worksite Advantage
This is a Section 125 cafeteria plan offered at the worksite which allows employees to purchase coverage with pre-tax dollars through payroll deduction. Products available are:
- Group Term Life
- Cancer
- Critical Illness
- Intensive Care
- Accident Protector Plus
- Hospital Income
- Accident Policy (ACB)
- Dental Alternative
- Vision
Let The Liberty National Worksite Advantage Work For You.
No matter how you look at it, companies need strong benefits to keep good employees, yet, paying for benefits can really cut into company profits. Too often it seems you just can't win. Fortunately, there is a plan that benefits the employer and the employee. The Liberty Worksite Advantage Section 125 Plan from Liberty National Life Insurance. Liberty Worksite Advantage is based on the Section 125 plan so companies can offer employees a strong benefit plan. And you save money.
How Does Liberty Worksite Advantage Work?
It's simple. Liberty Worksite Advantage is built around Internal Revenue Code Section 125, the 1978 tax code which created cafeteria or premium only plans. Through a premium only plan, employees can use their pre-tax dollars to pay premiums for an employer-sponsored healthcare plan. This allows you and your employees to reduce out-of-pocket costs for benefits.
How Will Your Company Save Money?
Your payroll taxes for workers' compensation, unemployment insurance, and FICA contributions could be as much as 10% of payroll. Pre-tax benefit payments will reduce your employee's taxable income, and as a result, reduce your contributions. So the more employees participate, the more you all save money. You will also save FICA and FUTA taxes you might currently pay on employee premiums.
How Will Your Employees Benefit?
More take home pay! Because Liberty Worksite Advantage allows employees to pay for benefit on a pre-tax basis, they will pay less tax and have more take home pay. In other words, through Liberty Worksite Advantage, you can give employees an IRS approved benefit. You can offer your employees a variety of benefits through convenient pre-tax payroll deduction. Allowable benefits include dental and vision, cancer, critical illness and intensive care, accident, and group term life insurance.
THE SOONER YOU START, THE BETTER
No one can predict future tax laws. So financial experts recommend taking advantage of current tax savings while you can get them. The best way to maximize your benefits and savings through Liberty National Worksite Advantage is by purchasing products on a pre-tax basis, thereby reducing your federal taxes, state taxes (where applicable), and social security taxes as soon as possible. Any way you look at it, the sooner you start, the faster your savings will begin to add up.
About Us
We've been providing individual life and health insurance for more than 100 years
Liberty National Life Insurance Company, headquartered in McKinney, Texas, traces its origin back to 1900 when its predecessor was founded as the Heralds of Liberty, a fraternal organization. In 1929 Liberty National was incorporated as a stock company.
Today Liberty National is a wholly-owned subsidiary of Torchmark Corporation, a New York Stock Exchange listed company (TMK), a Forbes Platinum 400 company, and one of the largest publicly held life and health insurers in the nation. Torchmark's subsidiary companies specialize in all areas of individual life and health insurance coverage.-->
Liberty National is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). TMK is one of the largest publicly held holding companies in the nation, specializing in life and health insurance.
Additionally, Liberty National Life has once again been recognized as one of the Ward's 50 Benchmark Group of life-health insurers based on safety, consistency, and performance.
Michael will help you determine the amount of life insurance that is right for you. He'll help make sure your family will be financially protected if you die.
Products
Liberty National Agents help their customers find the coverage that is right for their changing lifestyles.
Our products:
- Final expenses
- Payment of debts
- Mortgage payments
- Income for spouse and children
- Educational expenses
- Emergencies and opportunities
- Supplemental health and accident expenses
- Estate settlement
- Special business needs
Get a $3000 Accidental Death Policy at no cost to you. This policy cover $3000 on you, $3000 on your spouse; and $1000 on each child under the age of 20.
Call Michael at 864-905-4278 or email michael.s.adcock@gmail.com
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